How it works
From report to letters, with evidence at every step.
01
Send me your report
Start with your real credit report, not a questionnaire. I read what the bureaus are actually saying about you.
02
I check every detail
I go through each account line by line and tell you plainly which negatives I can dispute — and which ones I can't defend.
03
You approve every word
I write a letter for each bureau from your own facts. You read it, adjust it, and give it the final go-ahead.
04
Get it out the door
Download your letters to mail yourself, or let me handle the mailing with your ID and proof of address attached.
Details
Built around what your report actually says.
I show you exactly what I found
Creditor, last four digits, the exact field and where it came from — so you always know what I'm disputing and why.
A letter for each bureau
Equifax, Experian and TransUnion each get only the facts connected to what they report about you.
100,000+ letters of insight
My letter framework draws on more than 100,000 dispute letters developed by experienced credit specialists and attorneys.
I keep your rounds organized
Every letter is saved with its date, version and dispute round, so we can see what changed round by round.
When your new reports come in, I compare
I'll show you what changed, what stayed the same, and what deserves a closer look before your next round.
Mail it your way
Download the packet yourself, or review the full packet and price before I send anything for you.